Commercial Checking

This account is especially designed for businesses with moderate to high activity levels. Service charges are avoided by having earnings credits greater than the service charges accrued during the month. Service charges are based on the account level of activity.

Every First State Bank account is accessible through Internet Banking at no charge for balance inquiries, transaction information and statement history.

Commercial Checking
Account for corporations, partnerships, individual unincorporated businesses or associations, clubs, churches, schools, hospitals, etc.

Opening Deposit
Minimum Balance
Earns Interest


  • Reduce or eliminate monthly service fees with an earnings credit based on average collected balance
  • First 25 items deposited - No Charge2
  • $35 Night Depository Service3 Lock Bag
  • Business Credit Card with No Annual Fee
  • Free eStatement. There will be an additional charge for paper statements.

Monthly Service Fees

  • $8.00 per month
  • Cash Management $9.95 per month
  • Business Debit Card $1.00 per month

Transaction Fees

  • None

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2Next 10,000 items deposited will have a transaction fee of $.07 each. All other items deposited will have a transaction fee of $.06 each. There will be a transaction fee of $.15 for each debit.