College students may present their ATM receipts to us within 60 days of a transaction for a reimbursement of First State Bank ATM charges.
1 Qualification cycle begins one business day prior to the first calendar day of the current month and ends one business day prior to the last business day of the current month. Definition of business day – Monday thru Friday and excluding Federal holidays. Qualifying transactions must post and settle to account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account.
2 Annual Percentage Yield (APY) accurate as of April 1, 2016. Rate tiers are as follows: 1.51% applies to balances of $.01 - $20,000 and .25% paid on portion of balances over $20,000 as long as qualifications are met each qualification cycle. .05% will be earned on all balances if qualifications are not met. All balances will earn .25% - 1.51% as long as qualifications are met. Rates may change after the account is opened. Fees could affect account earnings. Interest will be paid monthly.
3 Effective April 1, 2016, if you have met your qualifications during the qualification cycle, we will reimburse you for domestic ATM fees up to $25 per qualification cycle. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00 and higher will be reimbursed up to a maximum of $5.00 per individual transaction if the appropriate ATM receipt is presented to a representative at one of our branches. Please contact us, if you believe that you have not been reimbursed the correct amount. We must hear from you no later than 30 days after the statement cycle when the reimbursement was applicable.
4 You must enroll and receive your monthly account statement electronically. If you fail to meet this condition by the end of your second monthly statement cycle, your account will be charged a fee of $6.00 for each month a paper statement is mailed and each subsequent statement cycle until the condition is met. Additionally, if your electronic statement is returned as undeliverable, you will be mailed a paper statement via US Postal Mail to your address of record, and this account will be charged a paper statement fee of $6.00 for each month a paper statement is mailed and each subsequent statement cycle until the condition is met.
5 When monthly qualifications are met, you receive 2.00% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to total cash back of $10 per monthly qualification cycle. Qualifying transactions must post to and settle to account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM-processed transactions do not count towards qualifying debit card transactions.
Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.