Credit Line - First State Bank

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Credit Line

A personal revolving line of credit tied to your checking account

FEATURES/BENEFITS

Overdraft protection
Pre-approved loan privileges
No minimum interest charge
Advances made in increments of $100

REQUIREMENTS

Checking account
Minimum credit line of $500
Satisfactory credit history
Applicant must have sufficient income to support repayment
Payment - 1/24 of balance or $25.00, whichever is greater

SERVICE CHARGES

Annual fee - $12 Note: Initial charge one month after opening.
Transfer Fee - $5.00 per occurrence
Annual percentage rate (APR) - 15%