Home Mortgage Mortgage Loans
We offer competitive rates and terms.
Our experienced home loan consultants will help you determine what home loan is best for you. We invite you to call or come by our offices to discuss the rates and terms available.
Available Financing Options
- Conventional Mortgages
- Conventional mortgages offer you the ability to fix your interest rate for 10, 15, 25 or 30 years with the most competitive interest rates available with up to 100% financing.
- Adjustable Rate Mortgages (ARMS)
- ARMs are tied to a market index and are popular with some borrowers. The interest rate on an ARM loan can adjust upward or downward according to a specific schedule. A "cap" limits the amount it may rise. A number of plans are available offering interest rates that are fixed for the first one, three, or five years.
- Balloon Mortgages
- Payments are amortized over a 25 year period. However, the loan does balloon after five or seven years and the loan must be restructured for the remaining term.
- Jumbo Mortgages
- For the buyer needing financing above conventional loan limits, we offer both fixed rate and adjustable rate loans in amounts ranging up to $1 million.
- FHA, VA and USDA Rural Housing Loans
- Our Mortgage Loan consultants have expertise in underwriting and processing these loans, which will mean quick approval and closing for you. There is no down payment required on VA and USDA Rural Housing loans and a very low down payment required on FHA Loans.